YData Profiling Report

Brought to you by YData

Dataset statistics

Number of variables	20
Number of observations	2260701
Missing cells	318111
Missing cells (%)	0.7%
Duplicate rows	1
Duplicate rows (%)	< 0.1%
Total size in memory	345.0 MiB
Average record size in memory	160.0 B

Variable types

Numeric	11
Categorical	8
Text	1

Alerts

Dataset has 1 (< 0.1%) duplicate rows	Duplicates
`fico_range_high` is highly overall correlated with `fico_range_low`	High correlation
`fico_range_low` is highly overall correlated with `fico_range_high`	High correlation
`grade` is highly overall correlated with `int_rate` and 1 other fields	High correlation
`installment` is highly overall correlated with `loan_amnt`	High correlation
`int_rate` is highly overall correlated with `grade` and 1 other fields	High correlation
`loan_amnt` is highly overall correlated with `installment`	High correlation
`open_acc` is highly overall correlated with `total_acc`	High correlation
`sub_grade` is highly overall correlated with `grade` and 1 other fields	High correlation
`total_acc` is highly overall correlated with `open_acc`	High correlation
`loan_status` is highly imbalanced (51.8%)	Imbalance
`emp_title` has 167002 (7.4%) missing values	Missing
`emp_length` has 146940 (6.5%) missing values	Missing
`annual_inc` is highly skewed (γ1 = 493.8860884)	Skewed
`dti` is highly skewed (γ1 = 29.20185447)	Skewed

Reproduction

Analysis started	2025-07-17 01:53:27.635234
Analysis finished	2025-07-17 01:55:17.716755
Duration	1 minute and 50.08 seconds
Software version	ydata-profiling vv4.16.1
Download configuration	config.json

loan_amnt
Real number (ℝ)

High correlation

Distinct	1572
Distinct (%)	0.1%
Missing	33
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	15046.931

Minimum	500
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	17.2 MiB

Quantile statistics

Minimum	500
5-th percentile	3250
Q1	8000
median	12900
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39500
Interquartile range (IQR)	12000

Descriptive statistics

Standard deviation	9190.2455
Coefficient of variation (CV)	0.61077208
Kurtosis	-0.11943916
Mean	15046.931
Median Absolute Deviation (MAD)	6200
Skewness	0.77778233
Sum	3.4016116 × 10¹⁰
Variance	84460612
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	187236	8.3%
20000	131006	5.8%
15000	123226	5.5%
12000	121681	5.4%
35000	86285	3.8%
5000	84765	3.7%
8000	75033	3.3%
6000	72089	3.2%
25000	66453	2.9%
16000	66418	2.9%
Other values (1562)	1246476	55.1%

Value	Count	Frequency (%)
500	11	< 0.1%
550	1	< 0.1%
600	6	< 0.1%
700	3	< 0.1%
725	1	< 0.1%
750	1	< 0.1%
800	3	< 0.1%
850	1	< 0.1%
900	4	< 0.1%
925	1	< 0.1%

Value	Count	Frequency (%)
40000	33368	1.5%
39975	11	< 0.1%
39950	10	< 0.1%
39925	14	< 0.1%
39900	24	< 0.1%
39875	8	< 0.1%
39850	7	< 0.1%
39825	13	< 0.1%
39800	10	< 0.1%
39775	13	< 0.1%

term
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	33
Missing (%)	< 0.1%
Memory size	17.2 MiB

36 months	1609754
60 months	650914

Length

Max length	10
Median length	10
Mean length	10
Min length	10

Characters and Unicode

Total characters	22606680
Distinct characters	10
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	36 months
2nd row	36 months
3rd row	60 months
4th row	60 months
5th row	60 months

Common Values

Value	Count	Frequency (%)
36 months	1609754	71.2%
60 months	650914	28.8%
(Missing)	33	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
months	2260668	50.0%
36	1609754	35.6%
60	650914	14.4%

Most occurring characters

Value	Count	Frequency (%)
	4521336	20.0%
6	2260668	10.0%
m	2260668	10.0%
o	2260668	10.0%
n	2260668	10.0%
t	2260668	10.0%
h	2260668	10.0%
s	2260668	10.0%
3	1609754	7.1%
0	650914	2.9%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	22606680	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
	4521336	20.0%
6	2260668	10.0%
m	2260668	10.0%
o	2260668	10.0%
n	2260668	10.0%
t	2260668	10.0%
h	2260668	10.0%
s	2260668	10.0%
3	1609754	7.1%
0	650914	2.9%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	22606680	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
	4521336	20.0%
6	2260668	10.0%
m	2260668	10.0%
o	2260668	10.0%
n	2260668	10.0%
t	2260668	10.0%
h	2260668	10.0%
s	2260668	10.0%
3	1609754	7.1%
0	650914	2.9%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	22606680	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
	4521336	20.0%
6	2260668	10.0%
m	2260668	10.0%
o	2260668	10.0%
n	2260668	10.0%
t	2260668	10.0%
h	2260668	10.0%
s	2260668	10.0%
3	1609754	7.1%
0	650914	2.9%

int_rate
Real number (ℝ)

High correlation

Distinct	673
Distinct (%)	< 0.1%
Missing	33
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	13.092829

Minimum	5.31
Maximum	30.99
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	17.2 MiB

Quantile statistics

Minimum	5.31
5-th percentile	6.49
Q1	9.49
median	12.62
Q3	15.99
95-th percentile	22.15
Maximum	30.99
Range	25.68
Interquartile range (IQR)	6.5

Descriptive statistics

Standard deviation	4.8321384
Coefficient of variation (CV)	0.36906755
Kurtosis	0.59402457
Mean	13.092829
Median Absolute Deviation (MAD)	3.18
Skewness	0.76807056
Sum	29598540
Variance	23.349561
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
11.99	53869	2.4%
5.32	47171	2.1%
10.99	44165	2.0%
13.99	43025	1.9%
11.49	32010	1.4%
16.99	30564	1.4%
12.99	29276	1.3%
7.89	28514	1.3%
9.17	27835	1.2%
15.61	25208	1.1%
Other values (663)	1899031	84.0%

Value	Count	Frequency (%)
5.31	8613	0.4%
5.32	47171	2.1%
5.42	573	< 0.1%
5.79	410	< 0.1%
5.93	1812	0.1%
5.99	347	< 0.1%
6	697	< 0.1%
6.03	10755	0.5%
6.07	5020	0.2%
6.08	5639	0.2%

Value	Count	Frequency (%)
30.99	819	< 0.1%
30.94	733	< 0.1%
30.89	699	< 0.1%
30.84	755	< 0.1%
30.79	1572	0.1%
30.75	1075	< 0.1%
30.74	456	< 0.1%
30.65	983	< 0.1%
30.49	512	< 0.1%
30.17	1236	0.1%

installment
Real number (ℝ)

High correlation

Distinct	93301
Distinct (%)	4.1%
Missing	33
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	445.80682

Minimum	4.93
Maximum	1719.83
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	17.2 MiB

Quantile statistics

Minimum	4.93
5-th percentile	110.43
Q1	251.65
median	377.99
Q3	593.32
95-th percentile	984.47
Maximum	1719.83
Range	1714.9
Interquartile range (IQR)	341.67

Descriptive statistics

Standard deviation	267.17353
Coefficient of variation (CV)	0.59930338
Kurtosis	0.68987904
Mean	445.80682
Median Absolute Deviation (MAD)	157.63
Skewness	1.0017806
Sum	1.0078212 × 10⁹
Variance	71381.698
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
301.15	4420	0.2%
332.1	4153	0.2%
361.38	3704	0.2%
327.34	3353	0.1%
602.3	3095	0.1%
451.73	3076	0.1%
329.72	2614	0.1%
166.05	2508	0.1%
498.15	2410	0.1%
180.69	2364	0.1%
Other values (93291)	2228971	98.6%

Value	Count	Frequency (%)
4.93	1	< 0.1%
7.61	1	< 0.1%
14.01	1	< 0.1%
14.77	1	< 0.1%
15.67	1	< 0.1%
15.69	1	< 0.1%
15.75	1	< 0.1%
15.76	1	< 0.1%
15.91	1	< 0.1%
16.08	1	< 0.1%

Value	Count	Frequency (%)
1719.83	2	< 0.1%
1717.63	1	< 0.1%
1715.42	2	< 0.1%
1714.54	6	< 0.1%
1691.28	2	< 0.1%
1670.15	1	< 0.1%
1647.03	1	< 0.1%
1628.08	2	< 0.1%
1618.24	3	< 0.1%
1618.03	7	< 0.1%

grade
Categorical

High correlation

Distinct	7
Distinct (%)	< 0.1%
Missing	33
Missing (%)	< 0.1%
Memory size	17.2 MiB

B	663557
C	650053
A	433027
D	324424
E	135639
Other values (2)	53968

Length

Max length	1
Median length	1
Mean length	1
Min length	1

Characters and Unicode

Total characters	2260668
Distinct characters	7
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	C
2nd row	C
3rd row	B
4th row	C
5th row	F

Common Values

Value	Count	Frequency (%)
B	663557	29.4%
C	650053	28.8%
A	433027	19.2%
D	324424	14.4%
E	135639	6.0%
F	41800	1.8%
G	12168	0.5%
(Missing)	33	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
b	663557	29.4%
c	650053	28.8%
a	433027	19.2%
d	324424	14.4%
e	135639	6.0%
f	41800	1.8%
g	12168	0.5%

Most occurring characters

Value	Count	Frequency (%)
B	663557	29.4%
C	650053	28.8%
A	433027	19.2%
D	324424	14.4%
E	135639	6.0%
F	41800	1.8%
G	12168	0.5%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	2260668	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
B	663557	29.4%
C	650053	28.8%
A	433027	19.2%
D	324424	14.4%
E	135639	6.0%
F	41800	1.8%
G	12168	0.5%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	2260668	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
B	663557	29.4%
C	650053	28.8%
A	433027	19.2%
D	324424	14.4%
E	135639	6.0%
F	41800	1.8%
G	12168	0.5%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	2260668	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
B	663557	29.4%
C	650053	28.8%
A	433027	19.2%
D	324424	14.4%
E	135639	6.0%
F	41800	1.8%
G	12168	0.5%

sub_grade
Categorical

High correlation

Distinct	35
Distinct (%)	< 0.1%
Missing	33
Missing (%)	< 0.1%
Memory size	17.2 MiB

C1	145903
B5	140288
B4	139793
B3	131514
C2	131116
Other values (30)	1572054

Length

Max length	2
Median length	2
Mean length	2
Min length	2

Characters and Unicode

Total characters	4521336
Distinct characters	12
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	C4
2nd row	C1
3rd row	B4
4th row	C5
5th row	F1

Common Values

Value	Count	Frequency (%)
C1	145903	6.5%
B5	140288	6.2%
B4	139793	6.2%
B3	131514	5.8%
C2	131116	5.8%
C3	129193	5.7%
C4	127115	5.6%
B2	126621	5.6%
B1	125341	5.5%
C5	116726	5.2%
Other values (25)	947058	41.9%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
c1	145903	6.5%
b5	140288	6.2%
b4	139793	6.2%
b3	131514	5.8%
c2	131116	5.8%
c3	129193	5.7%
c4	127115	5.6%
b2	126621	5.6%
b1	125341	5.5%
c5	116726	5.2%
Other values (25)	947058	41.9%

Most occurring characters

Value	Count	Frequency (%)
B	663557	14.7%
C	650053	14.4%
1	490913	10.9%
4	450277	10.0%
2	442115	9.8%
5	442060	9.8%
3	435303	9.6%
A	433027	9.6%
D	324424	7.2%
E	135639	3.0%
Other values (2)	53968	1.2%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	4521336	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
B	663557	14.7%
C	650053	14.4%
1	490913	10.9%
4	450277	10.0%
2	442115	9.8%
5	442060	9.8%
3	435303	9.6%
A	433027	9.6%
D	324424	7.2%
E	135639	3.0%
Other values (2)	53968	1.2%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	4521336	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
B	663557	14.7%
C	650053	14.4%
1	490913	10.9%
4	450277	10.0%
2	442115	9.8%
5	442060	9.8%
3	435303	9.6%
A	433027	9.6%
D	324424	7.2%
E	135639	3.0%
Other values (2)	53968	1.2%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	4521336	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
B	663557	14.7%
C	650053	14.4%
1	490913	10.9%
4	450277	10.0%
2	442115	9.8%
5	442060	9.8%
3	435303	9.6%
A	433027	9.6%
D	324424	7.2%
E	135639	3.0%
Other values (2)	53968	1.2%

emp_title
Text

Missing

Distinct	512694
Distinct (%)	24.5%
Missing	167002
Missing (%)	7.4%
Memory size	17.2 MiB

Length

Max length	78
Median length	57
Mean length	15.596128
Min length	1

Characters and Unicode

Total characters	32653597
Distinct characters	170
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	387287 ?
Unique (%)	18.5%

Sample

1st row	leadman
2nd row	Engineer
3rd row	truck driver
4th row	Information Systems Officer
5th row	Contract Specialist

Value	Count	Frequency (%)
manager	305625	7.2%
director	80439	1.9%
assistant	72742	1.7%
sales	72204	1.7%
supervisor	58337	1.4%
teacher	57228	1.3%
specialist	55010	1.3%
of	54332	1.3%
senior	52896	1.2%
engineer	52508	1.2%
Other values (101705)	3406104	79.8%

Most occurring characters

Value	Count	Frequency (%)
e	3491625	10.7%
r	2802534	8.6%
a	2538574	7.8%
	2377318	7.3%
i	2248840	6.9%
n	2200411	6.7%
t	2010915	6.2%
o	1622361	5.0%
s	1581963	4.8%
c	1365755	4.2%
Other values (160)	10413301	31.9%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	32653597	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
e	3491625	10.7%
r	2802534	8.6%
a	2538574	7.8%
	2377318	7.3%
i	2248840	6.9%
n	2200411	6.7%
t	2010915	6.2%
o	1622361	5.0%
s	1581963	4.8%
c	1365755	4.2%
Other values (160)	10413301	31.9%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	32653597	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
e	3491625	10.7%
r	2802534	8.6%
a	2538574	7.8%
	2377318	7.3%
i	2248840	6.9%
n	2200411	6.7%
t	2010915	6.2%
o	1622361	5.0%
s	1581963	4.8%
c	1365755	4.2%
Other values (160)	10413301	31.9%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	32653597	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
e	3491625	10.7%
r	2802534	8.6%
a	2538574	7.8%
	2377318	7.3%
i	2248840	6.9%
n	2200411	6.7%
t	2010915	6.2%
o	1622361	5.0%
s	1581963	4.8%
c	1365755	4.2%
Other values (160)	10413301	31.9%

emp_length
Categorical

Missing

Distinct	11
Distinct (%)	< 0.1%
Missing	146940
Missing (%)	6.5%
Memory size	17.2 MiB

10+ years	748005
2 years	203677
< 1 year	189988
3 years	180753
1 year	148403
Other values (6)	642935

Length

Max length	9
Median length	8
Mean length	7.7274214
Min length	6

Characters and Unicode

Total characters	16333922
Distinct characters	18
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	10+ years
2nd row	10+ years
3rd row	10+ years
4th row	10+ years
5th row	3 years

Common Values

Value	Count	Frequency (%)
10+ years	748005	33.1%
2 years	203677	9.0%
< 1 year	189988	8.4%
3 years	180753	8.0%
1 year	148403	6.6%
5 years	139698	6.2%
4 years	136605	6.0%
6 years	102628	4.5%
7 years	92695	4.1%
8 years	91914	4.1%
(Missing)	146940	6.5%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
years	1775370	40.2%
10	748005	16.9%
1	338391	7.7%
year	338391	7.7%
2	203677	4.6%
	189988	4.3%
3	180753	4.1%
5	139698	3.2%
4	136605	3.1%
6	102628	2.3%
Other values (3)	264004	6.0%

Most occurring characters

Value	Count	Frequency (%)
	2303749	14.1%
y	2113761	12.9%
e	2113761	12.9%
a	2113761	12.9%
r	2113761	12.9%
s	1775370	10.9%
1	1086396	6.7%
0	748005	4.6%
+	748005	4.6%
2	203677	1.2%
Other values (8)	1013676	6.2%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	16333922	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
	2303749	14.1%
y	2113761	12.9%
e	2113761	12.9%
a	2113761	12.9%
r	2113761	12.9%
s	1775370	10.9%
1	1086396	6.7%
0	748005	4.6%
+	748005	4.6%
2	203677	1.2%
Other values (8)	1013676	6.2%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	16333922	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
	2303749	14.1%
y	2113761	12.9%
e	2113761	12.9%
a	2113761	12.9%
r	2113761	12.9%
s	1775370	10.9%
1	1086396	6.7%
0	748005	4.6%
+	748005	4.6%
2	203677	1.2%
Other values (8)	1013676	6.2%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	16333922	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
	2303749	14.1%
y	2113761	12.9%
e	2113761	12.9%
a	2113761	12.9%
r	2113761	12.9%
s	1775370	10.9%
1	1086396	6.7%
0	748005	4.6%
+	748005	4.6%
2	203677	1.2%
Other values (8)	1013676	6.2%

home_ownership
Categorical

Distinct	6
Distinct (%)	< 0.1%
Missing	33
Missing (%)	< 0.1%
Memory size	17.2 MiB

MORTGAGE	1111450
RENT	894929
OWN	253057
ANY	996
OTHER	182

Length

Max length	8
Median length	5
Mean length	5.8542878
Min length	3

Characters and Unicode

Total characters	13234601
Distinct characters	11
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	MORTGAGE
2nd row	MORTGAGE
3rd row	MORTGAGE
4th row	MORTGAGE
5th row	MORTGAGE

Common Values

Value	Count	Frequency (%)
MORTGAGE	1111450	49.2%
RENT	894929	39.6%
OWN	253057	11.2%
ANY	996	< 0.1%
OTHER	182	< 0.1%
NONE	54	< 0.1%
(Missing)	33	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
mortgage	1111450	49.2%
rent	894929	39.6%
own	253057	11.2%
any	996	< 0.1%
other	182	< 0.1%
none	54	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
G	2222900	16.8%
E	2006615	15.2%
R	2006561	15.2%
T	2006561	15.2%
O	1364743	10.3%
N	1149090	8.7%
A	1112446	8.4%
M	1111450	8.4%
W	253057	1.9%
Y	996	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	13234601	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
G	2222900	16.8%
E	2006615	15.2%
R	2006561	15.2%
T	2006561	15.2%
O	1364743	10.3%
N	1149090	8.7%
A	1112446	8.4%
M	1111450	8.4%
W	253057	1.9%
Y	996	< 0.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	13234601	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
G	2222900	16.8%
E	2006615	15.2%
R	2006561	15.2%
T	2006561	15.2%
O	1364743	10.3%
N	1149090	8.7%
A	1112446	8.4%
M	1111450	8.4%
W	253057	1.9%
Y	996	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	13234601	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
G	2222900	16.8%
E	2006615	15.2%
R	2006561	15.2%
T	2006561	15.2%
O	1364743	10.3%
N	1149090	8.7%
A	1112446	8.4%
M	1111450	8.4%
W	253057	1.9%
Y	996	< 0.1%

annual_inc
Real number (ℝ)

Skewed

Distinct	89368
Distinct (%)	4.0%
Missing	37
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	77992.429

Minimum	0
Maximum	1.1 × 10⁸
Zeros	1667
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	17.2 MiB

Quantile statistics

Minimum	0
5-th percentile	27600
Q1	46000
median	65000
Q3	93000
95-th percentile	160000
Maximum	1.1 × 10⁸
Range	1.1 × 10⁸
Interquartile range (IQR)	47000

Descriptive statistics

Standard deviation	112696.2
Coefficient of variation (CV)	1.4449633
Kurtosis	439001.66
Mean	77992.429
Median Absolute Deviation (MAD)	22000
Skewness	493.88609
Sum	1.7631468 × 10¹¹
Variance	1.2700433 × 10¹⁰
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
60000	87189	3.9%
50000	76355	3.4%
65000	64903	2.9%
70000	62078	2.7%
80000	59833	2.6%
40000	59684	2.6%
75000	58459	2.6%
45000	54534	2.4%
55000	51583	2.3%
100000	46977	2.1%
Other values (89358)	1639069	72.5%

Value	Count	Frequency (%)
0	1667	0.1%
0.36	1	< 0.1%
1	42	< 0.1%
2	1	< 0.1%
3	1	< 0.1%
6	1	< 0.1%
8	1	< 0.1%
10	5	< 0.1%
15	1	< 0.1%
16	1	< 0.1%

Value	Count	Frequency (%)
110000000	1	< 0.1%
61000000	1	< 0.1%
10999200	1	< 0.1%
9930475	1	< 0.1%
9757200	1	< 0.1%
9573072	1	< 0.1%
9550000	1	< 0.1%
9522972	1	< 0.1%
9500000	1	< 0.1%
9300086	1	< 0.1%

verification_status
Categorical

Distinct	3
Distinct (%)	< 0.1%
Missing	33
Missing (%)	< 0.1%
Memory size	17.2 MiB

Source Verified	886231
Not Verified	744806
Verified	629631

Length

Max length	15
Median length	12
Mean length	12.062003
Min length	8

Characters and Unicode

Total characters	27268185
Distinct characters	13
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Not Verified
2nd row	Not Verified
3rd row	Not Verified
4th row	Source Verified
5th row	Source Verified

Common Values

Value	Count	Frequency (%)
Source Verified	886231	39.2%
Not Verified	744806	32.9%
Verified	629631	27.9%
(Missing)	33	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
verified	2260668	58.1%
source	886231	22.8%
not	744806	19.1%

Most occurring characters

Value	Count	Frequency (%)
e	5407567	19.8%
i	4521336	16.6%
r	3146899	11.5%
V	2260668	8.3%
f	2260668	8.3%
d	2260668	8.3%
o	1631037	6.0%
	1631037	6.0%
S	886231	3.3%
u	886231	3.3%
Other values (3)	2375843	8.7%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	27268185	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
e	5407567	19.8%
i	4521336	16.6%
r	3146899	11.5%
V	2260668	8.3%
f	2260668	8.3%
d	2260668	8.3%
o	1631037	6.0%
	1631037	6.0%
S	886231	3.3%
u	886231	3.3%
Other values (3)	2375843	8.7%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	27268185	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
e	5407567	19.8%
i	4521336	16.6%
r	3146899	11.5%
V	2260668	8.3%
f	2260668	8.3%
d	2260668	8.3%
o	1631037	6.0%
	1631037	6.0%
S	886231	3.3%
u	886231	3.3%
Other values (3)	2375843	8.7%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	27268185	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
e	5407567	19.8%
i	4521336	16.6%
r	3146899	11.5%
V	2260668	8.3%
f	2260668	8.3%
d	2260668	8.3%
o	1631037	6.0%
	1631037	6.0%
S	886231	3.3%
u	886231	3.3%
Other values (3)	2375843	8.7%

purpose
Categorical

Distinct	14
Distinct (%)	< 0.1%
Missing	33
Missing (%)	< 0.1%
Memory size	17.2 MiB

debt_consolidation	1277877
credit_card	516971
home_improvement	150457
other	139440
major_purchase	50445
Other values (9)	125478

Length

Max length	18
Median length	18
Mean length	14.792476
Min length	3

Characters and Unicode

Total characters	33440877
Distinct characters	22
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	debt_consolidation
2nd row	small_business
3rd row	home_improvement
4th row	debt_consolidation
5th row	major_purchase

Common Values

Value	Count	Frequency (%)
debt_consolidation	1277877	56.5%
credit_card	516971	22.9%
home_improvement	150457	6.7%
other	139440	6.2%
major_purchase	50445	2.2%
medical	27488	1.2%
small_business	24689	1.1%
car	24013	1.1%
vacation	15525	0.7%
moving	15403	0.7%
Other values (4)	18360	0.8%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
debt_consolidation	1277877	56.5%
credit_card	516971	22.9%
home_improvement	150457	6.7%
other	139440	6.2%
major_purchase	50445	2.2%
medical	27488	1.2%
small_business	24689	1.1%
car	24013	1.1%
vacation	15525	0.7%
moving	15403	0.7%
Other values (4)	18360	0.8%

Most occurring characters

Value	Count	Frequency (%)
o	4369918	13.1%
d	3622318	10.8%
t	3378571	10.1%
i	3309066	9.9%
n	2767497	8.3%
e	2512421	7.5%
c	2429714	7.3%
_	2021884	6.0%
a	2005271	6.0%
r	1451632	4.3%
Other values (12)	5572585	16.7%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	33440877	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
o	4369918	13.1%
d	3622318	10.8%
t	3378571	10.1%
i	3309066	9.9%
n	2767497	8.3%
e	2512421	7.5%
c	2429714	7.3%
_	2021884	6.0%
a	2005271	6.0%
r	1451632	4.3%
Other values (12)	5572585	16.7%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	33440877	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
o	4369918	13.1%
d	3622318	10.8%
t	3378571	10.1%
i	3309066	9.9%
n	2767497	8.3%
e	2512421	7.5%
c	2429714	7.3%
_	2021884	6.0%
a	2005271	6.0%
r	1451632	4.3%
Other values (12)	5572585	16.7%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	33440877	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
o	4369918	13.1%
d	3622318	10.8%
t	3378571	10.1%
i	3309066	9.9%
n	2767497	8.3%
e	2512421	7.5%
c	2429714	7.3%
_	2021884	6.0%
a	2005271	6.0%
r	1451632	4.3%
Other values (12)	5572585	16.7%

dti
Real number (ℝ)

Skewed

Distinct	10845
Distinct (%)	0.5%
Missing	1744
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	18.824196

Minimum	-1
Maximum	999
Zeros	1732
Zeros (%)	0.1%
Negative	2
Negative (%)	< 0.1%
Memory size	17.2 MiB

Quantile statistics

Minimum	-1
5-th percentile	4.94
Q1	11.89
median	17.84
Q3	24.49
95-th percentile	33.88
Maximum	999
Range	1000
Interquartile range (IQR)	12.6

Descriptive statistics

Standard deviation	14.183329
Coefficient of variation (CV)	0.75346263
Kurtosis	1755.2613
Mean	18.824196
Median Absolute Deviation (MAD)	6.27
Skewness	29.201854
Sum	42523050
Variance	201.16681
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	1732	0.1%
18	1584	0.1%
14.4	1577	0.1%
16.8	1576	0.1%
19.2	1566	0.1%
15.6	1506	0.1%
13.2	1496	0.1%
12	1486	0.1%
20.4	1424	0.1%
21.6	1391	0.1%
Other values (10835)	2243619	99.2%
(Missing)	1744	0.1%

Value	Count	Frequency (%)
-1	2	< 0.1%
0	1732	0.1%
0.01	22	< 0.1%
0.02	35	< 0.1%
0.03	19	< 0.1%
0.04	16	< 0.1%
0.05	20	< 0.1%
0.06	32	< 0.1%
0.07	27	< 0.1%
0.08	30	< 0.1%

Value	Count	Frequency (%)
999	135	< 0.1%
995.6	1	< 0.1%
995.17	1	< 0.1%
994.4	1	< 0.1%
991.57	1	< 0.1%
973.17	1	< 0.1%
962.83	1	< 0.1%
942.17	1	< 0.1%
941.46	1	< 0.1%
917.87	1	< 0.1%

fico_range_low
Real number (ℝ)

High correlation

Distinct	48
Distinct (%)	< 0.1%
Missing	33
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	698.5882

Minimum	610
Maximum	845
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	17.2 MiB

Quantile statistics

Minimum	610
5-th percentile	660
Q1	675
median	690
Q3	715
95-th percentile	765
Maximum	845
Range	235
Interquartile range (IQR)	40

Descriptive statistics

Standard deviation	33.010376
Coefficient of variation (CV)	0.047252983
Kurtosis	1.3151684
Mean	698.5882
Median Absolute Deviation (MAD)	20
Skewness	1.1928772
Sum	1.579276 × 10⁹
Variance	1089.685
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=48)

Value	Count	Frequency (%)
660	186580	8.3%
670	182119	8.1%
665	180759	8.0%
680	167199	7.4%
675	164016	7.3%
685	148009	6.5%
690	144690	6.4%
695	130941	5.8%
700	124184	5.5%
705	113074	5.0%
Other values (38)	719097	31.8%

Value	Count	Frequency (%)
610	2	< 0.1%
615	1	< 0.1%
620	1	< 0.1%
625	2	< 0.1%
630	6	< 0.1%
635	5	< 0.1%
640	102	< 0.1%
645	112	< 0.1%
650	131	< 0.1%
655	127	< 0.1%

Value	Count	Frequency (%)
845	441	< 0.1%
840	572	< 0.1%
835	859	< 0.1%
830	1439	0.1%
825	2189	0.1%
820	2825	0.1%
815	3845	0.2%
810	4720	0.2%
805	6442	0.3%
800	7716	0.3%

fico_range_high
Real number (ℝ)

High correlation

Distinct	48
Distinct (%)	< 0.1%
Missing	33
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	702.5884

Minimum	614
Maximum	850
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	17.2 MiB

Quantile statistics

Minimum	614
5-th percentile	664
Q1	679
median	694
Q3	719
95-th percentile	769
Maximum	850
Range	236
Interquartile range (IQR)	40

Descriptive statistics

Standard deviation	33.011245
Coefficient of variation (CV)	0.046985183
Kurtosis	1.3167697
Mean	702.5884
Median Absolute Deviation (MAD)	20
Skewness	1.1931165
Sum	1.5883191 × 10⁹
Variance	1089.7423
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=48)

Value	Count	Frequency (%)
664	186580	8.3%
674	182119	8.1%
669	180759	8.0%
684	167199	7.4%
679	164016	7.3%
689	148009	6.5%
694	144690	6.4%
699	130941	5.8%
704	124184	5.5%
709	113074	5.0%
Other values (38)	719097	31.8%

Value	Count	Frequency (%)
614	2	< 0.1%
619	1	< 0.1%
624	1	< 0.1%
629	2	< 0.1%
634	6	< 0.1%
639	5	< 0.1%
644	102	< 0.1%
649	112	< 0.1%
654	131	< 0.1%
659	127	< 0.1%

Value	Count	Frequency (%)
850	441	< 0.1%
844	572	< 0.1%
839	859	< 0.1%
834	1439	0.1%
829	2189	0.1%
824	2825	0.1%
819	3845	0.2%
814	4720	0.2%
809	6442	0.3%
804	7716	0.3%

open_acc
Real number (ℝ)

High correlation

Distinct	91
Distinct (%)	< 0.1%
Missing	62
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	11.612402

Minimum	0
Maximum	101
Zeros	56
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	17.2 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	8
median	11
Q3	14
95-th percentile	22
Maximum	101
Range	101
Interquartile range (IQR)	6

Descriptive statistics

Standard deviation	5.6408613
Coefficient of variation (CV)	0.4857618
Kurtosis	3.4463768
Mean	11.612402
Median Absolute Deviation (MAD)	3
Skewness	1.315545
Sum	26251449
Variance	31.819317
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	195762	8.7%
10	189737	8.4%
8	188717	8.3%
11	175101	7.7%
7	172834	7.6%
12	157331	7.0%
6	145444	6.4%
13	137502	6.1%
14	118314	5.2%
5	108565	4.8%
Other values (81)	671332	29.7%

Value	Count	Frequency (%)
0	56	< 0.1%
1	1644	0.1%
2	10860	0.5%
3	32428	1.4%
4	67827	3.0%
5	108565	4.8%
6	145444	6.4%
7	172834	7.6%
8	188717	8.3%
9	195762	8.7%

Value	Count	Frequency (%)
101	1	< 0.1%
97	1	< 0.1%
94	1	< 0.1%
93	1	< 0.1%
91	1	< 0.1%
90	1	< 0.1%
88	1	< 0.1%
86	3	< 0.1%
84	1	< 0.1%
82	2	< 0.1%

revol_bal
Real number (ℝ)

Distinct	102251
Distinct (%)	4.5%
Missing	33
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	16658.458

Minimum	0
Maximum	2904836
Zeros	12562
Zeros (%)	0.6%
Negative	0
Negative (%)	0.0%
Memory size	17.2 MiB

Quantile statistics

Minimum	0
5-th percentile	1572
Q1	5950
median	11324
Q3	20246
95-th percentile	45164
Maximum	2904836
Range	2904836
Interquartile range (IQR)	14296

Descriptive statistics

Standard deviation	22948.305
Coefficient of variation (CV)	1.3775768
Kurtosis	643.19806
Mean	16658.458
Median Absolute Deviation (MAD)	6381
Skewness	13.231988
Sum	3.7659243 × 10¹⁰
Variance	5.266247 × 10⁸
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	12562	0.6%
8	216	< 0.1%
10	170	< 0.1%
2	169	< 0.1%
5	160	< 0.1%
5235	160	< 0.1%
6312	158	< 0.1%
5849	158	< 0.1%
5265	156	< 0.1%
6118	156	< 0.1%
Other values (102241)	2246603	99.4%

Value	Count	Frequency (%)
0	12562	0.6%
1	123	< 0.1%
2	169	< 0.1%
3	151	< 0.1%
4	153	< 0.1%
5	160	< 0.1%
6	149	< 0.1%
7	128	< 0.1%
8	216	< 0.1%
9	141	< 0.1%

Value	Count	Frequency (%)
2904836	1	< 0.1%
2568995	1	< 0.1%
2560703	1	< 0.1%
2559552	1	< 0.1%
2358150	1	< 0.1%
1830688	1	< 0.1%
1803041	1	< 0.1%
1746716	1	< 0.1%
1743266	1	< 0.1%
1698749	1	< 0.1%

revol_util
Real number (ℝ)

Distinct	1430
Distinct (%)	0.1%
Missing	1835
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	50.337696

Minimum	0
Maximum	892.3
Zeros	13069
Zeros (%)	0.6%
Negative	0
Negative (%)	0.0%
Memory size	17.2 MiB

Quantile statistics

Minimum	0
5-th percentile	9.4
Q1	31.5
median	50.3
Q3	69.4
95-th percentile	91
Maximum	892.3
Range	892.3
Interquartile range (IQR)	37.9

Descriptive statistics

Standard deviation	24.713073
Coefficient of variation (CV)	0.49094566
Kurtosis	-0.22267175
Mean	50.337696
Median Absolute Deviation (MAD)	18.9
Skewness	0.012555943
Sum	1.1370611 × 10⁸
Variance	610.73599
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	13069	0.6%
57	4324	0.2%
48	4283	0.2%
59	4272	0.2%
61	4223	0.2%
54	4190	0.2%
58	4188	0.2%
53	4185	0.2%
55	4181	0.2%
51	4175	0.2%
Other values (1420)	2207776	97.7%

Value	Count	Frequency (%)
0	13069	0.6%
0.01	1	< 0.1%
0.03	1	< 0.1%
0.04	1	< 0.1%
0.05	1	< 0.1%
0.1	1684	0.1%
0.12	1	< 0.1%
0.16	1	< 0.1%
0.2	1360	0.1%
0.3	1272	0.1%

Value	Count	Frequency (%)
892.3	1	< 0.1%
366.6	1	< 0.1%
193	1	< 0.1%
191	1	< 0.1%
184.6	1	< 0.1%
183.8	1	< 0.1%
182.8	1	< 0.1%
180.3	1	< 0.1%
177.7	1	< 0.1%
175	1	< 0.1%

total_acc
Real number (ℝ)

High correlation

Distinct	152
Distinct (%)	< 0.1%
Missing	62
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	24.162552

Minimum	1
Maximum	176
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	17.2 MiB

Quantile statistics

Minimum	1
5-th percentile	8
Q1	15
median	22
Q3	31
95-th percentile	46
Maximum	176
Range	175
Interquartile range (IQR)	16

Descriptive statistics

Standard deviation	11.987528
Coefficient of variation (CV)	0.49612012
Kurtosis	1.8488152
Mean	24.162552
Median Absolute Deviation (MAD)	8
Skewness	1.0074555
Sum	54622808
Variance	143.70084
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
20	82570	3.7%
19	82012	3.6%
18	81931	3.6%
17	81378	3.6%
21	81170	3.6%
16	79655	3.5%
22	79438	3.5%
23	77691	3.4%
15	77146	3.4%
24	75330	3.3%
Other values (142)	1462318	64.7%

Value	Count	Frequency (%)
1	21	< 0.1%
2	1333	0.1%
3	4244	0.2%
4	10456	0.5%
5	16398	0.7%
6	23858	1.1%
7	31471	1.4%
8	38722	1.7%
9	46406	2.1%
10	53576	2.4%

Value	Count	Frequency (%)
176	1	< 0.1%
173	1	< 0.1%
169	1	< 0.1%
165	1	< 0.1%
162	1	< 0.1%
160	2	< 0.1%
157	1	< 0.1%
156	1	< 0.1%
153	1	< 0.1%
151	3	< 0.1%

loan_status
Categorical

Imbalance

Distinct	9
Distinct (%)	< 0.1%
Missing	33
Missing (%)	< 0.1%
Memory size	17.2 MiB

Fully Paid	1076751
Current	878317
Charged Off	268559
Late (31-120 days)	21467
In Grace Period	8436
Other values (4)	7138

Length

Max length	51
Median length	50
Mean length	9.1102488
Min length	7

Characters and Unicode

Total characters	20595248
Distinct characters	38
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Fully Paid
2nd row	Fully Paid
3rd row	Fully Paid
4th row	Current
5th row	Fully Paid

Common Values

Value	Count	Frequency (%)
Fully Paid	1076751	47.6%
Current	878317	38.9%
Charged Off	268559	11.9%
Late (31-120 days)	21467	0.9%
In Grace Period	8436	0.4%
Late (16-30 days)	4349	0.2%
Does not meet the credit policy. Status:Fully Paid	1988	0.1%
Does not meet the credit policy. Status:Charged Off	761	< 0.1%
Default	40	< 0.1%
(Missing)	33	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
paid	1078739	29.2%
fully	1076751	29.2%
current	878317	23.8%
off	269320	7.3%
charged	268559	7.3%
late	25816	0.7%
days	25816	0.7%
31-120	21467	0.6%
grace	8436	0.2%
period	8436	0.2%
Other values (11)	32068	0.9%

Most occurring characters

Value	Count	Frequency (%)
l	2160267	10.5%
r	2045575	9.9%
u	1959845	9.5%
	1433057	7.0%
a	1410916	6.9%
d	1385060	6.7%
e	1204110	5.8%
C	1147637	5.6%
y	1107304	5.4%
i	1092673	5.3%
Other values (28)	5648804	27.4%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	20595248	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
l	2160267	10.5%
r	2045575	9.9%
u	1959845	9.5%
	1433057	7.0%
a	1410916	6.9%
d	1385060	6.7%
e	1204110	5.8%
C	1147637	5.6%
y	1107304	5.4%
i	1092673	5.3%
Other values (28)	5648804	27.4%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	20595248	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
l	2160267	10.5%
r	2045575	9.9%
u	1959845	9.5%
	1433057	7.0%
a	1410916	6.9%
d	1385060	6.7%
e	1204110	5.8%
C	1147637	5.6%
y	1107304	5.4%
i	1092673	5.3%
Other values (28)	5648804	27.4%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	20595248	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
l	2160267	10.5%
r	2045575	9.9%
u	1959845	9.5%
	1433057	7.0%
a	1410916	6.9%
d	1385060	6.7%
e	1204110	5.8%
C	1147637	5.6%
y	1107304	5.4%
i	1092673	5.3%
Other values (28)	5648804	27.4%

	annual_inc	dti	emp_length	fico_range_high	fico_range_low	grade	home_ownership	installment	int_rate	loan_amnt	loan_status	open_acc	purpose	revol_bal	revol_util	sub_grade	term	total_acc	verification_status
annual_inc	1.000	-0.201	0.000	0.087	0.087	0.000	0.000	0.446	-0.133	0.467	0.000	0.267	0.000	0.414	0.080	0.000	0.001	0.329	0.000
dti	-0.201	1.000	0.008	-0.019	-0.019	0.002	0.005	0.063	0.186	0.056	0.010	0.326	0.001	0.269	0.176	0.003	0.011	0.258	0.013
emp_length	0.000	0.008	1.000	0.013	0.013	0.007	0.091	0.026	0.007	0.031	0.017	0.018	0.023	0.003	0.008	0.007	0.057	0.040	0.038
fico_range_high	0.087	-0.019	0.013	1.000	1.000	0.200	0.053	0.069	-0.435	0.121	0.157	0.037	0.045	0.020	-0.421	0.180	0.042	0.022	0.124
fico_range_low	0.087	-0.019	0.013	1.000	1.000	0.200	0.053	0.069	-0.435	0.121	0.157	0.037	0.045	0.020	-0.421	0.180	0.042	0.022	0.124
grade	0.000	0.002	0.007	0.200	0.200	1.000	0.036	0.077	0.686	0.073	0.098	0.014	0.076	0.003	0.061	1.000	0.385	0.023	0.176
home_ownership	0.000	0.005	0.091	0.053	0.053	0.036	1.000	0.067	0.038	0.081	0.037	0.059	0.087	0.009	0.008	0.041	0.109	0.099	0.032
installment	0.446	0.063	0.026	0.069	0.069	0.077	0.067	1.000	0.112	0.964	0.026	0.192	0.093	0.445	0.137	0.071	0.322	0.199	0.153
int_rate	-0.133	0.186	0.007	-0.435	-0.435	0.686	0.038	0.112	1.000	0.094	0.079	-0.019	0.062	-0.015	0.287	0.725	0.370	-0.054	0.182
loan_amnt	0.467	0.056	0.031	0.121	0.121	0.073	0.081	0.964	0.094	1.000	0.049	0.201	0.099	0.458	0.114	0.063	0.441	0.219	0.156
loan_status	0.000	0.010	0.017	0.157	0.157	0.098	0.037	0.026	0.079	0.049	1.000	0.012	0.042	0.006	0.015	0.088	0.181	0.030	0.088
open_acc	0.267	0.326	0.018	0.037	0.037	0.014	0.059	0.192	-0.019	0.201	0.012	1.000	0.026	0.395	-0.132	0.014	0.070	0.715	0.017
purpose	0.000	0.001	0.023	0.045	0.045	0.076	0.087	0.093	0.062	0.099	0.042	0.026	1.000	0.005	0.016	0.054	0.102	0.027	0.065
revol_bal	0.414	0.269	0.003	0.020	0.020	0.003	0.009	0.445	-0.015	0.458	0.006	0.395	0.005	1.000	0.445	0.003	0.001	0.325	0.010
revol_util	0.080	0.176	0.008	-0.421	-0.421	0.061	0.008	0.137	0.287	0.114	0.015	-0.132	0.016	0.445	1.000	0.062	0.025	-0.086	0.052
sub_grade	0.000	0.003	0.007	0.180	0.180	1.000	0.041	0.071	0.725	0.063	0.088	0.014	0.054	0.003	0.062	1.000	0.395	0.022	0.190
term	0.001	0.011	0.057	0.042	0.042	0.385	0.109	0.322	0.370	0.441	0.181	0.070	0.102	0.001	0.025	0.395	1.000	0.094	0.098
total_acc	0.329	0.258	0.040	0.022	0.022	0.023	0.099	0.199	-0.054	0.219	0.030	0.715	0.027	0.325	-0.086	0.022	0.094	1.000	0.031
verification_status	0.000	0.013	0.038	0.124	0.124	0.176	0.032	0.153	0.182	0.156	0.088	0.017	0.065	0.010	0.052	0.190	0.098	0.031	1.000

A simple visualization of nullity by column.

Nullity matrix is a data-dense display which lets you quickly visually pick out patterns in data completion.

The correlation heatmap measures nullity correlation: how strongly the presence or absence of one variable affects the presence of another.

	loan_amnt	term	int_rate	installment	grade	sub_grade	emp_title	emp_length	home_ownership	annual_inc	verification_status	purpose	dti	fico_range_low	fico_range_high	open_acc	revol_bal	revol_util	total_acc	loan_status
0	3600.0	36 months	13.99	123.03	C	C4	leadman	10+ years	MORTGAGE	55000.0	Not Verified	debt_consolidation	5.91	675.0	679.0	7.0	2765.0	29.7	13.0	Fully Paid
1	24700.0	36 months	11.99	820.28	C	C1	Engineer	10+ years	MORTGAGE	65000.0	Not Verified	small_business	16.06	715.0	719.0	22.0	21470.0	19.2	38.0	Fully Paid
2	20000.0	60 months	10.78	432.66	B	B4	truck driver	10+ years	MORTGAGE	63000.0	Not Verified	home_improvement	10.78	695.0	699.0	6.0	7869.0	56.2	18.0	Fully Paid
3	35000.0	60 months	14.85	829.90	C	C5	Information Systems Officer	10+ years	MORTGAGE	110000.0	Source Verified	debt_consolidation	17.06	785.0	789.0	13.0	7802.0	11.6	17.0	Current
4	10400.0	60 months	22.45	289.91	F	F1	Contract Specialist	3 years	MORTGAGE	104433.0	Source Verified	major_purchase	25.37	695.0	699.0	12.0	21929.0	64.5	35.0	Fully Paid
5	11950.0	36 months	13.44	405.18	C	C3	Veterinary Tecnician	4 years	RENT	34000.0	Source Verified	debt_consolidation	10.20	690.0	694.0	5.0	8822.0	68.4	6.0	Fully Paid
6	20000.0	36 months	9.17	637.58	B	B2	Vice President of Recruiting Operations	10+ years	MORTGAGE	180000.0	Not Verified	debt_consolidation	14.67	680.0	684.0	12.0	87329.0	84.5	27.0	Fully Paid
7	20000.0	36 months	8.49	631.26	B	B1	road driver	10+ years	MORTGAGE	85000.0	Not Verified	major_purchase	17.61	705.0	709.0	8.0	826.0	5.7	15.0	Fully Paid
8	10000.0	36 months	6.49	306.45	A	A2	SERVICE MANAGER	6 years	RENT	85000.0	Not Verified	credit_card	13.07	685.0	689.0	14.0	10464.0	34.5	23.0	Fully Paid
9	8000.0	36 months	11.48	263.74	B	B5	Vendor liaison	10+ years	MORTGAGE	42000.0	Not Verified	credit_card	34.80	700.0	704.0	8.0	7034.0	39.1	18.0	Fully Paid

	loan_amnt	term	int_rate	installment	grade	sub_grade	emp_title	emp_length	home_ownership	annual_inc	verification_status	purpose	dti	fico_range_low	fico_range_high	open_acc	revol_bal	revol_util	total_acc	loan_status
2260691	32000.0	60 months	14.49	752.74	C	C4	Sales Manager	3 years	MORTGAGE	157000.0	Source Verified	home_improvement	10.34	735.0	739.0	14.0	111598.0	27.4	18.0	Charged Off
2260692	16000.0	60 months	12.79	362.34	C	C1	Manager	10+ years	RENT	150000.0	Not Verified	medical	12.25	665.0	669.0	12.0	7700.0	55.0	28.0	Fully Paid
2260693	24000.0	60 months	10.49	515.74	B	B3	Current Operations Officer	4 years	OWN	125000.0	Not Verified	credit_card	10.98	725.0	729.0	15.0	22448.0	22.4	22.0	Current
2260694	24000.0	60 months	12.79	543.50	C	C1	Unit Operator	7 years	MORTGAGE	95000.0	Source Verified	home_improvement	19.61	665.0	669.0	5.0	49431.0	84.4	54.0	Current
2260695	24000.0	60 months	10.49	515.74	B	B3	Database Administrator	10+ years	MORTGAGE	108000.0	Not Verified	debt_consolidation	34.94	695.0	699.0	24.0	21665.0	39.0	58.0	Current
2260696	40000.0	60 months	10.49	859.56	B	B3	Vice President	9 years	MORTGAGE	227000.0	Verified	debt_consolidation	12.75	705.0	709.0	5.0	8633.0	64.9	37.0	Current
2260697	24000.0	60 months	14.49	564.56	C	C4	Program Manager	6 years	RENT	110000.0	Not Verified	debt_consolidation	18.30	660.0	664.0	10.0	17641.0	68.1	31.0	Charged Off
2260698	14000.0	60 months	14.49	329.33	C	C4	Customer Service Technician	10+ years	MORTGAGE	95000.0	Verified	debt_consolidation	23.36	660.0	664.0	8.0	7662.0	54.0	22.0	Current
2260699	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN
2260700	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN

Most frequently occurring

	loan_amnt	term	int_rate	installment	grade	sub_grade	emp_title	emp_length	home_ownership	annual_inc	verification_status	purpose	dti	fico_range_low	fico_range_high	open_acc	revol_bal	revol_util	total_acc	loan_status	# duplicates
0	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	NaN	33

Overview

Variables

Common Values

Length

Common Values (Plot)

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Common Values

Length

Common Values (Plot)

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Common Values

Length

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Common Values

Length

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Common Values

Length

Common Values (Plot)

Most occurring characters

Most occurring categories

Most frequent character per category

(unknown)

Most occurring scripts

Most frequent character per script

(unknown)

Most occurring blocks

Most frequent character per block

(unknown)

Common Values

Length

Common Values (Plot)

Most occurring characters

Most occurring categories